man always something....its like the banks ..they set up credit in a way to lure unsuspecting ppl beguiled by their claims and promises even though they are below the income level to be able to manage it. Then when it goes bad they cry that THEY were are the poor babies burdened with deadbeat costumers not being able to pay back debt. Things that should be considered fraud are claimed as "just doing business". welcome to america ..... welcome to america