well i havent had to pay for mine as i dropped out of college let alone a jr college. lol but my wifes loans are down to about 65k down from about 75k. she went to santa clara university. and as for my oldests she is gonna be on the 4th grade and we have been paying for materials and books and what nots that she needs for her to be good in school. i dont ever remember my parents paying for pencils erasers and like rulers and stuff. i do remember buying like GI joes pencils because i didnt want the plain jane #2 pencils. kinda weird we pay for her whole years worth of supplies up front. but the way i think of it if it broadens my wifes and kids futures im all for it. still rough though when u say a payment so big and so long andits not for a house. lol
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