Thanks rocketman I appreciate it. I know that I'm not much for casino action, maybe I'll try to learn some baccaratt. Ever heard of a guy named Archie Karas? He plays a lot of poker, and at one point in time he ran up 40m playing baccaratt, and eventually dumped it all back. He always said "Why would I save my money? Then I wouldn't be able to gamble with it.'" I say tuck like 25% of that into a CD or day trader account, which is obv still a little bit of a gamble.