there is a card called upside prepaid visa, you apply only (instant approval) and once you fund your card they will mail it to you. THE GOOD THING ABOUT THIS CARD IS THAT YOU CAN FUND IT ONLINE WITH YOUR BANK CARD.. i love it, just pay like a 2.50 load fee, and you can use it at the ATMS or online anywhere.. if you send me your e-mail i think i can send you an invite, and i beleive there is a referal program, not really sure.
UPside: The prepaid Visa card for teens and their parents (i signed up as a student)