All i can say from my own personal experiences:
Post Season, if a game has a 10 point Favorite, bet on the dog, the game on the playoffs will most likely be close and fav wont cover as usually happens.
Should have made a bit more investigation allinking, I am sure you also bet against Arizona cause they were 0-5 on East games this season ans what not, but you didnt think about it thoroughly as then you would have seen that ARI has sucked bad ALWAYS on the Eastern Time Zone games AT NOON!
But this game played at 8pm ET is just a 5PM game for ARI players, time zone didnt affect them at all and Carolina got a real surprise, and lets just face it, Kurt Warner is a GREAT QB, what he has lacked (and now has) are receivers who can hang on to any type of pass!