I have a netspend card and have had it for over 2 years now. It's great but the fees can damage if you load up a lot.

My advice:

1. When you reload make sure you are going to the cheapest center in town.

2. Buy a reload pack if you plan to reload or use this method quite often.

This is a great method and has worked on every site I can think of. Also, you can do make transfers using pay pal or person to person (which is free and instant)