Ya, i figured its a good time, its a extra 5k I didnt think I would have...
I get 10k in april from a structed settlement I had when I was like 8yo, I have 16k in debt... 5k credit card and 11k car loan...
im gonna pay off the CC...
but im trying to decide weither to pay off the car, refinance the car or buy a house, 60k house for me would be like 400$/mo (which is my car payment and cc payment together now)... but I would need 4% down, if i got a FHA loan - first time home buyer... as soon as i pay my cc of my credit score is like 720's
if I can escape the poker tours w a little bit of $, I can pay off my cc and my car... and maybe have a down payment for a house along with it... thats a lot of left over monthly gambling capital, lol
Last edited by ScareCrowAKA; 02-02-2012 at 03:29 PM.
theres a nice duplex for sale in my town, I would totally buy that, live in one side and rent the other...
if all that worked out, Id be living with the only bills of car insurance and utilities
I know right... I basically have 15k need 18.5k, but cant afford to drop the roll below like 11.5k, which would pay off the CC and refinance the car down to a 5k balance
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